Tag Archives: Disney Vacation Club

Disney Vacation Club (DVC)- Overview

I am going to start a multi-part article on the Disney Vacation Club (DVC). This is completely operated by the Walt Disney Company. I hope to help you figure out the whole, complicated system. Today I am just going over the most basic information.

1)The DVC is a Disney timeshare. You purchase points at a particular resort for a certain dollar figure per point. There are many variables which I will explain later, but these points are used to stay at one of the Disney DVC resorts. Not every resort on the Disney property is one of the DVC resorts; only the Deluxe Villas are part of the DVC.

2)When you purchase points at a particular resort, there are very specific rules governing when you may book a room at either your home resort or another DVC property. (I’ll explain more about this later).

3)You can buy a DVC timeshare directly from the Walt Disney Company or from one of several of the resale companies.

4)You can pay cash or finance your purchase.

5)There are advantages and disadvantages for buying DVC directly from Disney.

6)The purchase price for each DVC property varies widely and so do the points required for staying in the various properties.

7)There are 4 sizes of rooms in the DVC.

8)There are perks associated with owning at the DVC.

9)There are rules governing use and manipulation of the points in your DVC contract.

10)The points required to book a room at a particular resort varies with time of year which Disney states as high season, low season, and two moderate seasons.

11)You can rent your points out if you don’t use them, but Disney doesn’t sanction this. You must do this through a resale company.

This is just a basic outline of all the facets of buying and owning DVC. I have learned the hard way about a lot of the minutiae of owning a DVC property. I want to spare you from making the same mistakes we made and hopefully provide helpful tips if you are entertaining the idea of buying into the DVC. For us it has been a great experience and enabled us to go much more frequently than we otherwise could have. Tell me if you are more interested in one facet than another. I plan to do articles on each of the above points. Hope you enjoy!

Elaine (Perdita)mom

Bay Lake Tower and Contemporary Resort
Bay Lake Tower and Contemporary Resort
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Neverland2001: Disney Question of the Week for May 30, 2015.

First, the results to last week’s question, “Which is Your Favorite Disney Park?”  We would like thank everyone who voted.

Magic Kingdom       39%

Epcot           28%

Disneyland CA         17%

California Adventure   11%

Hollywood Studios     5%

All others                     0%

***Magic Kingdom is the Winner! ****  I expected this, but I am surprised how close Epcot was.  Epcot held the lead for much of the week.

The question for this week is designed to help us choose topics on which to write.   We hope to be able to inform, entertain, and be a resource for you.  We recently had a request for more information on the DVC.  Your feedback will help us be a better resource.  If I have set the poll up correctly (certainly not a given), then you should be able to choose as many options as you like, and, you should be able to add your own.  More specific comments and suggestions in the comments secton will be greatly appreciated.

Top 5 Money-Saving tips for Disney World-

Perdita (mom) here-

I am the money-manager in the house so I do the investigative work when it comes to saving money for Disney World. Some of the 5 tips for saving money are so long I will have to elaborate in a separate article, but some are not

1)Eat Cheaply-I have covered this in a previous article, but it bears repeating. This one tip alone can save hundreds easily. Some people don’t think about how much a meal can cost (easily $30-40/person). If you have a family of 4 that is about $160. If you factor in 3 meals/day that could easily add up to $500/ day plus any snacks and drinks you may buy at the park. Let’s just say you do spend this much and you are staying 7 days. You can easily see how the meals can add up to thousand alone. I know Disney isn’t cheap for even the “cheap” meals I have advocated, but it makes a real difference.

2) Buy Disney Vacation Club (to save even more, buy on the re-sale market)-
I am writing a couple of articles about this because there is so much about this topic. This one move has enabled us to go to the parks much more frequently than we otherwise would have been able to.

3)Use Miles Cards and sign-up bonuses for your travel
Again I will elaborate more later, but if you have a favorite airline or have one airline (for us it is Southwest Airlines) that is convenient for travel, get their credit card.

4)If you don’t have Disney Vacation Club consider Value and Moderate Resorts
When we called in to Disney in 2009 to make a reservation we didn’t even know there were value resorts. (There are value, moderate, deluxe, and deluxe villa resorts.) They booked us in a deluxe resort. When I thought back to the time I called several years before and they priced the vacation (the one we couldn’t afford) they also had booked us into a deluxe resort. Ask about all options and check the website.

5)Don’t fall for the “Dining-Plan-Package”
They will tell you that you are saving money when in fact they have that built into the package. If you price the vacation for room only I have found you save money. (a caveat is that is only if you don’t care about eating at the fine dining restaurants). I have found that on room-only reservations you can get about 30% off on the rooms most of the time anyway and they put the dining plan in the package and keep the room at full price. There are exceptions to this but I have found this to be the case when we have called.

More tips later!

The Disney Visa Credit Card

The Disney Visa credit card is an option available to save money on and for a Disney vacation. It offers 1% return on everything charged to the card in Disney Dream Reward Dollars which can be spent for anything at the parks, resorts, Disney Cruise Line, and even the Disney Store. It also offers 10 – 15% deductions on some things at the parks, resorts, or ship. I will list these later.

So, is it a good option? The resounding answer is….maybe, sometimes. Allow me to try to explain. For a rewards credit card, 1% return is not very generous. If your current card offers no rewards, then obviously, this is better. “A penny saved is a penny earned.” That is exactly what you get with the Disney Visa. On the plus side, it is a 1% return on ALL, not just select, purchases. For example, the Target Visa offers 5% off purchases from Target. We get most of our groceries and household items from Target; so, the Target Visa is a much better deal to use there. It gives no rewards on gas, dining out, park tickets, or reservations. So, it is not good to use at those times.

We usually keep two cards. I do not like to have more than two cards, because it can become very confusing quickly. No matter how generous the “rewards,” the APR financing for credit cards are horrible. So, no credit card is a good idea if you do not pay if off on time, every time. Having too many cards and forgetting a payment negates any benefit. For quite some time, we kept the Disney Visa as our secondary card to use on anything not from Target. It worked well. Perdita has since changed to an another one which fits our current situation better.

Another instance in which it may be a good option is if you have a hard time setting money aside specifically for Disney, and you want spending money for a Disney vacation. Disney is the only place that the Reward Dollars can be spent.

Now, let’s look at how much you will have to charge to “pay” for things at the parks. Let’s say that you use your card for gasoline only, like the “average” American, you drive 13,500 miles per year, your car averages 25 miles per gallon and gas costs $2.50 per gallon. That comes out to 540 gallons, $1,350 spent, and $13.50 Disney Dream Reward Dollars. This will buy you a quick service meal with dessert or a refillable mug. Most of us will use it for much more than just gas, like dining out, park tickets, and reservations.
So..
$1,000 charged = 10 Disney Reward Dollars (DRD) = a quick service meal
$3,000 charged = 30 DRD = a table service meal
$10,000 charged = $100 DRD = 1 day admission to Magic Kingdom.

Every little bit does help, though.

Another potential money saving role of the Disney Visa is for purchases only for the Disney Vacation. You can sometimes (rarely) get discounts on tickets and reservations. You just have to watch closely. They due offer 0% APR for 6 months off of large Disney purchases like vacation packages, cruises, and DVC purchases. It also offers discounts at many, but not all, shops in the parks and resorts. Saving 10% on souvenir purchases and the “free” character photo may be worth it. If you are an annual pass holder or a Disney Vacation Club (DVC) member, then you already have similar, but better perks; so, it really does not make sense for you.

Again, is the Disney Visa a good money saving option? I will stick with my prior answer, “sometimes, maybe.” You will have to decide for yourself. I will list the benefits below to help.

REWARDS:
1% in Disney Dream Reward Dollars on all card purchases.
PERKS:
0% APR for 6 months on select Disney vacation packages, cruises, Adventures by Disney trips, and Aulani resort.
0% APR for 6 months on purchase of DVC membership, including member add on. This does not include purchases on the resale market.
$50 onboard credit aboard a Disney Cruise Line vessel when purchased in full with the Disney Visa.
Free 5 x 7 character photo from 1 – 7 p.m. daily at Innoventions West in Epcot at WDW and from 10:30 – 1:30 daily at Blue Sky Cellars in Disney’s California Adventure in California.
10% off select purchases of $50 or more at most, but not all shops, at WDW, Disneyland, and DVC resorts including Aulani, Vero Beach, and HHI. In general, the large stores selling Disney merchandise, like Mousegears in Epcot, will give the discount.
10% off dining at select WDW restaurants: Boma, Jiko (sometimes), and Sanaa at Animal Kingdom Lodge; ESPN Sports Club and Flying Fish (sometimes) at the Boardwalk Resort; Shutters at Caribbean Beach Resort; The Wave at the Contemporary Resort; Trails End Restaurant at Fort Wilderness; Citricos (sometimes) and Grand Floridian Cafe at the Grand Floridian; Olivia’s Cafe at Old Key West; Boatwrights at Port Orleans; The Turf Club at Saratoga Springs; Artist Point (sometimes) at Wilderness Lodge; Captain’s Grill at the Yacht Club; Hollywood Brown Derby (sometimes) and Hollywood & Vine (sometimes) at Disney’s Hollywood Studios; Biergarten (sometimes) at Epcot; Big Thunder Ranch, French Market, and River Belle Terrace at Disneyland California; Cocina Cucamonga Mexican Grill, Wine Country Trattoria (lunch), and Paradise Garden Grill at Disney’s California Adventure; The Lounge at Steakhouse 55 (breakfast), Steakhouse 55 (lunch), Disney’s PCH Grill (breakfast and dinner) and Storytellers Cafe (lunch) at the Disneyland resorts;
15% off select tours and experiences: (Magic Kingdom) Disney’s Family Magic Tour, Disney’s Keys to the Kingdom Tour, Disney’s The Magic Behind Our Steam Trains Tour; (Epcot) Gardens of the World, The UnDISCOVERed Future World, Disney’s Dolphins in Depth, Epcot DiveQuest, Epcot Seas Aqua Tour, Behind the Seeds; (multiple WDW parks) Backstage Magic, Disney’s Holiday D-Light Tour at Christmas, Disney’s Yuletide Fantasy at Christmas; (Fort Wilderness) Wilderness Back Trail Adventure and Horseback rides; (Port Orleans and Fort Wilderness) carriage rides; (WDW Deluxe Resorts) spa treatments of $45 or more; (Disneyland) Welcome to Disneyland, Discover the Magic, Cultivating the Magic.
10% off certain California Downtown Disney establishments: Jazz Kitchen, Wentzel’s Pretzels, RIDEMAKERZ, Alamo Rent A Car, ESPN Zone.
15% off purchases from littlemissmatched in California Downtown Disney.

I hope this is useful.

Pongo